Morgan

The governed super-agent for daily life.

Workspace: ~/morgan-workspace

Command

HomeChatActivity

Work

MissionsTasksWorkspaceFragmentsRunsBoardBrowseThreads (memory)

Authority

Approvals7MandatesWallets

Capabilities

AgentsMCP / ToolsContacts

System

EventsRuntimeRemindersSettings
JA

Jamie

Operator workspace

Morgan
Missions
FinanceNeeds you Reasoning active Call minutes 0% In 12 days
Authority · this thread

Loading mandate…

New mandate·New wallet·Approvals 1 pending
Read brief
Needs you high priorityFinance In 12 days

Home insurance renewal

Reduce the renewal price before the deadline without changing cover or committing to anything.

45% complete

Current status

The renewal jumped from £610 to £812, due in 12 days. Morgan compared last year's policy and prepared negotiation points. It's requesting approval to call the provider within strict limits.

Autonomy in scope · Home insurance renewal

RE

Reasoning

Executing

Drafting a customer-safe status update from Cursor's findings.

Working under mission mandate — no broad system access.
Needs you · Home insurance renewal4h 0m

Approve a 5-minute call to NorthCare?

Negotiate the renewal down, strictly within the limits below.

Why: The renewal is up 33% on last year. A short, scoped call usually unlocks a retention discount faster than email.

Will be carried out by Voice agent
Approval is locked to this exact action
Number
NorthCare retentions · 0800 123 4567
Budget
5 call minutes · £0 spend

Call script

Opening: "Hi, I'm calling about policy renewal reference NC-88421 — the quote is £812 and we'd like to discuss retention options."

Goals:
1. Ask for a loyalty discount to match last year's £610
2. Confirm the cancellation deadline in writing
3. Request email confirmation of any offer

Do not accept, cancel, or share payment details.
Allowed
  • Ask for a retention discount
  • Ask the cancellation deadline
  • Request written confirmation
Not allowed
  • Accept the renewal or any contract
  • Cancel the policy
  • Share payment details

Medium — a live call. The voice agent is bound to the allowed list and cannot commit you to anything.

Confirmed on your device with Face ID — cryptographically signed and bound to this exact action.

Evidence — fragments

NC

Renewal notice

Yesterday 17:19
Email
From
renewals@northcare.co.uk
Subj
Your home policy renewal — £812/yr

Your renewal is due in 12 days. Premium increased from £610 to £812.

?

Last year's policy

Yesterday 17:24

£610/yr · same cover

RE

Negotiation points

Yesterday 17:31

Reasoning

Loyalty, competitor quotes, cancellation deadline

Audit timeline

  1. Yesterday 17:20Renewal email detected — price up 33%
  2. Yesterday 17:24Found last year's policy (£610)
  3. Yesterday 17:31Drafted negotiation points
  4. NowRequesting approval to call provider

Next actions

  • Approve the scoped 5-minute call to NorthCare

Follow-up watchers

  • Renewal deadline in 12 days

    Deadline approaching · In 12 days

Agents assigned

Voice

Voice gateway

Scoped claim · expires in Completed · 4 min used

Clinic callback mission only

Reasoning

Claude / GPT

Mandate

Allowed

  • Read related documents and compare prices
  • Draft a negotiation email
  • Ask for a lower price and the cancellation deadline

Needs approval

  • Place the call
  • Send any email

Forbidden

  • Accept the renewal or any contract
  • Cancel the policy
  • Share payment details
  • Make a payment

Wallet

Call minutes0 min / 5 min
PaymentsNot allowed
Emails0 emails / 2 emails

Tools available

GmailVoice gatewayWeb search

Completion criteria

A confirmed price at or below last year, or a clear decision to switch.

Controls

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